Annuities help you keep part of your retirement money safe from market crashes, grow it tax deferred, and turn it into a paycheck for life.
Get my free quoteCall 1-877-708-4876We compare fixed and fixed indexed annuities from many top carriers to match your goals.
A guaranteed interest rate for a set number of years. A popular alternative to CDs.
Interest linked to a market index with a 0% floor, so you can share in gains without losing principal to market drops.
Optional income riders can turn your savings into guaranteed income for life, often for an annual fee.
Money from a 401(k), IRA, or CD can usually be moved by direct transfer without triggering taxes.
Takes about a minute. A licensed agent will reach out with your options.
Fixed and fixed indexed annuities protect your principal from market losses. Surrender charges and certain rider fees can reduce your value if you withdraw early.
Most annuities let you take out a portion each year, often 10%, without a surrender charge. Larger withdrawals during the surrender period may be charged.
Guarantees are backed by the issuing insurance company. Each state also has a guaranty association that provides limited protection.
Annuities usually fit people nearing or in retirement who want safety or steady income. They are long term products, so we'll review your needs before recommending one.
Most families end up with a mix. We'll help you sort it out on a quick call.
Vincent Dinh, Licensed Life Insurance Agent. CA License #0G06700. NPN #10433013. Lani Kai Group is an independent insurance agency serving clients in all 50 states and the District of Columbia through agents licensed in each client's state. Products and coverage are not available in all states.
Coverage, rates, and eligibility are determined by the issuing insurance company and are subject to underwriting. This page is for informational purposes only and is not a guarantee of coverage or price. Lani Kai Group does not offer variable products or securities, and does not provide tax or legal advice.
Annuities are long term insurance products designed for retirement. Guarantees are backed by the financial strength and claims paying ability of the issuing insurer. Fixed indexed annuities are not a direct investment in the stock market or any index. Withdrawals during the surrender period may be subject to surrender charges, and withdrawals before age 59½ may be subject to a 10% IRS penalty.